15 Years Helping People Choose Coverage Confidently
We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.
We started Texas Health Plans because
nobody else was paying attention to Texas.
Texas has roughly four million uninsured residents — more than any other state. Most national insurance agencies treat Texas like just another market. They don't understand why a plan that works in Bexar County falls apart in Hidalgo County, or why an Amarillo wheat farmer needs a different approach than a Houston gig worker.
We started Texas Health Plans because Texans deserve advisors who actually live in Texas, work with Texas carriers every day, and understand the patchwork that Texas's lack of Medicaid expansion has created.
"If you're a self-employed Texan, you shouldn't need a finance degree to figure out your health insurance. You need a Texan who already has."
What makes us different
Make quality health coverage accessible, understandable, and affordable for every Texan — county by county, family by family — through honest guidance from licensed Texas advisors at no cost to the person enrolling.
Our values
Texas carriers we work with
Texas Health Plans is licensed to sell health, dental, vision, life, and supplemental insurance in the State of Texas. Our advisors are appointed with all major Texas carriers including:
We work for you,
not the carriers.
"Texas didn't expand Medicaid. That left roughly four million Texans in the coverage gap. Our job is to find the plan that closes it — county by county, family by family."
Independent — and only Texas.
We're not owned by any carrier and we don't sell outside Texas. Our advisors compare every plan available in your county on a level playing field — no preferred carrier, no quota.
Our service is free to you.
Carriers compensate us when you enroll, so our advice and plan comparisons cost you absolutely nothing. You pay the same — or less — than buying direct from the carrier.
A Texas advisor for the long haul.
Your personal Texas Health Plans advisor stays with you year over year — reviewing your plan during open enrollment, handling claims issues, and being there when life changes mid-year.
Fast, simple Texas enrollment.
Most clients are enrolled within 48 hours. Our process is digital where it can be and human where it needs to be — no stacks of paperwork and no waiting weeks for coverage to begin.
Texans, in their
own words.
The Texans we serve aren't case studies — they're contractors, ranchers, families, and small-business owners across all 254 counties. Here's what a few of them have to say.
"I'd been uninsured for two years working in the oil patch. My Texas Health Plans advisor found me a plan in Harris County that covered my back surgery and my prescriptions. First time I've had real coverage since leaving a company job."
"Para una familia de cinco en San Antonio, encontrar un plan con cobertura pediátrica buena era casi imposible. Mi agente bilingüe me encontró un plan de Ambetter que también incluye CHIP para los más chicos."
"I run a roofing crew of twelve in Dallas. The ICHRA design they set up gives my guys real coverage, costs me less than a traditional group plan, and the Texas filings are handled. My turnover dropped within six months."
"We farm wheat in the Panhandle. Income swings hard year to year. My advisor helped us re-shop every Open Enrollment so we never overpay when it's a lean season. That alone is worth it."
"I aged off my mom's plan at 26 right after moving to Austin for a tech job that didn't offer benefits. They found me a Silver plan with mental-health coverage I actually use. Quick, no pressure, free."
"We were two ranch hands and a barn cat in deep South Texas with no coverage. They walked us through CHIP for the kids and a marketplace plan for me and my wife — all in one call. In Spanish, in plain Texas terms."